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Inside the Affordable Care Act: Post 1 of 4

July 30, 2012

President Obama’s signature piece of legislation has received its constitutional stamp of approval from the Supreme Court, but the logistical and financial details of how the plan will work are only just beginning to be fully understood. In my next few posts, I will explore several of the changes that are in store, break down the benefits and talk about who, how, why and when they will apply. I’ll also bring up some of the tougher unanswered questions that remain about how this enormous program will be funded and who will be footing the bill. As with so many government programs, there are pieces to like, but also plenty to be worried about, and an eye-popping price tag.

Opinions on this legislation are shaped by a range of factors regardless of where you fall on the political spectrum. Low-income and uninsured Americans, as well as many Medicare recipients will likely see positive developments with regard to their health and well-being and their bank accounts. At the same time, there are also significant cost issues that will have to be paid for through new taxes—and large groups of people who need to be prepared for the negative impact that these new obligations will have on their bottom line. There is still a significant amount that we still do not know, but in light of the changes, each of us should re-examine and recalibrate our retirement planning.

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This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.

Andrew Wood, Dan Simon and Alison Slezak are Investment Advisor Representatives. Advisory services are offered through CoreCap Advisors, LLC., a Registered Investment Advisor. CoreCap Advisors, LLC and Daniel A. White & Associates, LLC are separate & unaffiliated entities. 

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